Attention homeowners: Real estate appraisal services for in Spring Lake and Ottawa County

Check out the top seven reasons why MI homeowners call on A1 Appraisal Services:

Pre-listing appraisals (whether they're selling the home on their own or using an agent)
To challenge a MI property tax assessment
To lower their monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
Verify another appraiser's report
If real estate property needs to be divided because of a divorce
Determine the true market value of property in question to settle an estate

Need help deciding the value of your home in or near Spring Lake, MI?
Contact A1 Appraisal Services.

We at A1 Appraisal Services understand the individual needs of a consumer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at A1 Appraisal Services, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value judgement than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At A1 Appraisal Services, we're veterans in helping folks just like you abolish unnecessary PMI insurance.

Challenge property tax assessments

Lets say your home is not appreciating as much as other properties close by -- your local tax assessor may have your home overvalued. That means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. Getting a professional appraisal from A1 Appraisal Services is your strongest weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. Not only can this be troublesome from a cash flow standpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. An appraisal from A1 Appraisal Services can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for verity? An appraiser from A1 Appraisal Services can go out and check the subject and comps in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? A1 Appraisal Services can help with that too. While usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your home.